http://creditcardsandchecks.com/what-is-the-difference-between-personal-credit-cards-and-business-credit-cards/ Information on saving money on your Credit Cards and Checks Wed, 05 Aug 2009 07:27:13 +0000 http://wordpress.org/?v=2.9.2 hourly 1 http://creditcardsandchecks.com/what-is-the-difference-between-personal-credit-cards-and-business-credit-cards/comment-page-1/#comment-197 Shirrwood Sat, 10 Jan 2009 07:08:51 +0000 http://creditcardsandchecks.com/what-is-the-difference-between-personal-credit-cards-and-business-credit-cards/#comment-197 Business credit cards allow to control business expenses and separate them from individual expenses. Consider some thing before you choose one: 1. Be sure to comparison shop the bank cards offered by Visa and MasterCard, American Express and Discover. Check interest rates, fees and grace periods for payment. Some bank cards partner with hotel chains and restaurants to offer you additional discounts. 2. Analise how you will use the card. If you travel often to meet clients, find a card that provides the most travel benefits and frequent flier miles - those cost-savings can really add up at the end of the year.Compare card programs offered directly by the airlines. Some let you redeem miles on any company while others have restrictions on which airline you can use it. (for example CitiBusiness Premier Pass let you choose any airline that is convenient to your business needs) 3. If you don't travel much but still need to entertain clients, you'll want a card that offers discounts to restaurants or gift merchandise as opposed to a card that mostly gives discounts on standard business supplies or computer equipment. 4. Check with companies like FedEx Kinkos, Staples to see which credit card companies they deal with. Pay the card off in full each month to obtain the most benefit out of it. Interest charges can quickly add up and wipe out any cash back savings you might gain. I hope it will help you... Business credit cards allow to control business expenses and separate them from individual expenses. Consider some thing before you choose one:
1. Be sure to comparison shop the bank cards offered by Visa and MasterCard, American Express and Discover. Check interest rates, fees and grace periods for payment. Some bank cards partner with hotel chains and restaurants to offer you additional discounts.
2. Analise how you will use the card. If you travel often to meet clients, find a card that provides the most travel benefits and frequent flier miles – those cost-savings can really add up at the end of the year.Compare card programs offered directly by the airlines. Some let you redeem miles on any company while others have restrictions on which airline you can use it. (for example CitiBusiness Premier Pass let you choose any airline that is convenient to your business needs)
3. If you don’t travel much but still need to entertain clients, you’ll want a card that offers discounts to restaurants or gift merchandise as opposed to a card that mostly gives discounts on standard business supplies or computer equipment.
4. Check with companies like FedEx Kinkos, Staples to see which credit card companies they deal with.
Pay the card off in full each month to obtain the most benefit out of it. Interest charges can quickly add up and wipe out any cash back savings you might gain.
I hope it will help you…

]]> http://creditcardsandchecks.com/what-is-the-difference-between-personal-credit-cards-and-business-credit-cards/comment-page-1/#comment-196 bijan a Thu, 08 Jan 2009 13:44:40 +0000 http://creditcardsandchecks.com/what-is-the-difference-between-personal-credit-cards-and-business-credit-cards/#comment-196 There is really no difference, just one says business, and the other say personal ----------------------------------- There is really no difference, just one says business, and the other say personal
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]]> http://creditcardsandchecks.com/what-is-the-difference-between-personal-credit-cards-and-business-credit-cards/comment-page-1/#comment-195 Eagleflyer Wed, 07 Jan 2009 13:00:51 +0000 http://creditcardsandchecks.com/what-is-the-difference-between-personal-credit-cards-and-business-credit-cards/#comment-195 The interest rate tends to be lower on a business credit card. There are usually no fees anyway (any credit card company that charges an annual fee is not a company you want to get a credit card from). For businesses, it is important to keep personal purchases separate from business purchases, for legal (alter-ego) reasons. The interest rate tends to be lower on a business credit card. There are usually no fees anyway (any credit card company that charges an annual fee is not a company you want to get a credit card from). For businesses, it is important to keep personal purchases separate from business purchases, for legal (alter-ego) reasons.

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