What credit cards are good to start credit with for first timers?
Tuesday, January 13th, 2009 at
12:02 pm
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If you have no credit then you will want one of the credit building credit cards. . If you are good about paying your bills on time, your credit score will go up and you can upgrade to a preminum card with extra low interest rate and perks.
There are 2 types of cards: secured and unsecured. Secured is a prepaid card that you put money on and spend the money. Almost like a gift card.
Unsecured is a “regular” card. You spend and then pay later.
I would have to say orchard card would be a good one to start with, use it for a few months like around 6 months just enough to build a little bit of credit. Then you could apply for a better card that gives you rewards, such as miles cash back and others, check out here you could select a card depending on your credit, plus you are able to compare them side by side